Under the MYK Group of Companies umbrella, we like to take the opportunity to introduce our sister companies, Survey Scale (Pvt.) Ltd – SSL and FAK Associates.

Survey Scale (Pvt.) Ltd -SSL

is an ISO 9001:2015 approved company. The company is approved by the SECP (Securities and Exchange Commission of Pakistan) in all classes of Insurance: in all classes of Insurance: FIRE AND PROPERTY DAMAGE BUSINESS, MISCELLANEOUS BUSINESS, and MARINE, AVIATION & TRANSPORT BUSINESS and MOTOR & THIRD PARTY COMPULSARY BUSINESS. We have been operating as loss adjusters for the Insurance Sector in Pakistan since 1987.

SSL is a corporate member of FIG (International Federation of Surveyors). FIG is the premier international organization representing the interests of surveyors worldwide. It is a federation of the national member associations and covers the whole range of professional fields within the global surveying community. It provides an international forum for discussion and development aiming to promote professional practice and standards.

Being a corporate member, it gives our company priority to provide commercial services related to the profession of surveyors.

Our company is on the panel of all the major Insurance Companies in Pakistan, carrying out surveys and settling their claims in all classes of insurance including Adamjee Insurance, JGI Insurance, EFU General Insurance, Habib Insurance, IGI Insurance, Atlas Insurance, Pak Qatar Takaful, Takaful Pakistan Ltd, UBL Insurers, PICIC Insurance, Premier Insurance, East West Insurance, amongst others.

Through the years, we have gained vast experience in handling all kinds of claims settlements relating from motor to fire/property claims, machinery breakdown, and miscellaneous engineering claims, claims of policies of bankers blanket, medical compensation, as well as pre-insurance inspections and risk assessments.

PRE-INSURANCE INSPECTIONS:

We conduct Pre-Insurance Inspection surveys for Non Motor as well as Motor classes of Insurance. Before a Policy cover is issued by the insurers, we are intimated the type of asset and location to be fully inspected against the provided documentation. A thorough report is then prepared for the insurers so that they may issue the relevant insurance policy cover against mitigated risks on an immediate basis to facilitate their clientele.

OUR MARINE SERVICES:

Under pre-shipment inspections of the cargo (liquid or dry), we have gained vast expertise in loading and unloading supervisions of the critical packages pertaining to the project cargoes and various break bulk cargoes, marine cargo import and export surveys, container inspections, sampling and hull & machinery surveys.  

In marine & shipping, our company has handled claims assigned through TT Clubs Dubai. We have adjusted claims for container terminals namely PICT, KICT, QICT and SAPT for all their claims / inspections of various terminals, liability,

property and large quantum investigation cases. In this respect we gained a vast experience of handling all the claims relating to liability / property of the said container terminals with a team of professionally trained and well experienced marine surveyors.

Under our Marine Division, our senior management staff comprises of master mariners, marine engineers, insurance surveyors, valuation experts, and loss adjusters with professional licensing and qualified experience in their related fields. Our master mariners are fully conversant and capable of handling ship management matters, comprising of ship repairs, ship surveys, classification surveys (hull and machinery), P&I Club surveys, third party surveys, damaged cargo surveys, cargo handling, chartering matters, ISM documentation, and certification and ISPS matters.

Under our senior management, we have a team of dedicated surveyors / loss adjusters with experience, professional accreditation and information of more than three decades of experience in the field of FIRE/PROPERTY, MISC/MBD and MARINE insurance loss adjusting.

SSL also acts as insurance consultants, helping clients for their complete insurance coverage with right amount of premium. We also provide services as internal / private loss assessors to assist and guide clients at the time of losses; in their correct provision of paper work, information and the right assessment of loss in order to negotiate with their underwriters and independent loss adjusters.

Keeping in mind our vast experience and expertise in the field relating to insurance, risk inspections, marine/shipping, we are here to serve our clientele and making sure to minimize their expenditures by providing professional services in this respect.

By offering our services as insurance consultants, we can assist you in:

• Getting the correct insurance coverage.
• Making sure that you are not paying high premium rates for insurance policies covering less coverage or not encompassing important coverage / missing coverage of items that will cost you in time of loss. We want to make sure that you are paying for the right amount of optimum coverage.
• Provide guidance at time of loss in the preparation of claims paper work and also other information.
• To provide you independent assessment of loss in order to negotiate with the underwriters and their loss adjusters.

We are a nationwide firm with our Head Office in Karachi and branch network in Lahore, Faisalabad, Multan and Gujranwala, Islamabad and Hyderabad. Being a nationwide company, we are able to conduct evaluations all across the country through a one window operation.

You may also visit our website: www.surveyscale.com.pk for any added information.

FAK ASSOCIATES

Investment Consultants, Equity & Real Estate offers consultancy as a one window operation in your investment portfolio.

Our advice on stocks and shares is research based and our experts have deep understanding of the market with our main aim of ensuring maximum returns. Our team with an experience of more than two decades has been involved with capital and property market investments in various capacities. By forming an investment strategy and develop long term working relationships, we actively monitor our clienteles’ investments and continue to work with them as their financial objectives change over time. Our investment approach is contrarian and value enriched with mid to long term investment horizons.

We are currently advising corporates, financial entities and high net worth individuals on equity portfolios.

Also, over the years we have gained in-depth experience of the Real Estate Market in various areas. We advise our clientele upon their requirement for purely investment purposes or for their own usage. These may be Residential, Commercial, and Industrial in nature. We operate in all sectors of DHA, Clifton, Bahria Town, and DHA City.  For Industrial plots, our expertise lies in Korangi Industrial Area, SITE Area, Port Qasim, Nooriabad and SITE Super Highway. We also give advice on buying and or selling plots for residential and commercial purposes in the city. We always make sure that the price is competitive with proper documentation and the parties involved in the transactions are genuine.

We strongly recommend that investments should be made in safe venues to maximize returns whilst spreading the risk.

Be rest assured that being professional and proficient consultants, we will always attempt to deliver the highest rate of return on your investment by being on the forefront for the highest standards. The team at FAK Associates is guided by our principles and strives to learn and improve every day. We have a passion for guiding our clientele to maximize portfolios whilst mitigating risk.

We value the relationships of the clientele we work with and are proud as our education-based approach allows us to grow with our clients.

You can also visit our website:  www.fakassociates.com for any added information.